Great line by the Virginia Supreme Court's in-house philosopher (and perhaps the next U.S. S.Ct. Justice)

"We state the factual allegations in the complaint in the light most favorable to the insurers, giving them the benefit of all reasonable inferences that arise from those allegations. However, we do not accept the veracity of conclusions of law camouflaged as factual allegations or inferences." 

-- Justice Arthur Kelsey of the Virginia Supreme Court in AGCS Marine Insurance Company v. Arlington County, June 15, 2017.